CRISIL Research forecasts 11% compound annual growth rate (CAGR) in lending to micro, small and medium enterprises (MSME) in India, over the next two fiscals, way faster than the ~7% growth anticipated in bank credit to India Inc. The independent
Each entrepreneur nowadays has option to choose from a wide range of conventional and new age business loan products. The small business loan products differ from each other in a number of aspects – loan amount, interest rate, repayment tenure,
In India, small business owners have option to choose from a slew of business loans provided by various banks and non-banking financial companies (NBFCs). But a number of studies still suggest entrepreneurs find it difficult to avail credit on time.
The advancement in financial technologies (fintech) enables small business owners to choose from a wide range of business loan products. The business loan products help entrepreneurs to run and expand their small businesses without sacrificing ownership or control. But a
No business enterprise can carry out its day-to-day activities smoothly without focusing on gross and net working capital. Gross working capital refers to the funds invested in current assets, whereas net working capital refers to the excess of current assets
At present, India retail industry accounts for more than 10% of the country’s GDP and over 8% employment. But a large percentage of small retailers in India still find it challenging to avail credit from nationalized and commercial banks to
Many entrepreneurs nowadays opt for franchise business to set up businesses can leverage a big business network and existing customer base. But the entrepreneurs have to invest funds to buy the franchise, purchase products, and set up the franchise business.
Working capital is considered as the lifeblood of each small business. No entrepreneur can run, expand, and grow his small business without adequate working capital. The small businesses can fund their working capital needs through a number of options. Small
The entrepreneurs have option to choose from a wide range of business loan products. Likewise, they can avail business loans from a number of sources – nationalized banks, private banks, non-banking financial companies, fintech companies, venture capitalists and peer-to-peer lending
Within a short span of time, social, mobile, analytics and cloud (SMAC) have completely changed the way small businesses promote and sell their products or services. The widely used cloud models enable enterprises to avail on-demand computing resources over the